How to find a home loan for an Adelaide Hills property

So, you have found the perfect property in the Adelaide Hills – now to arrange a home loan.

The first key step in getting a home loan is saving for a deposit. There are many loans available with differing deposit requirements. The one thing to note is that there are very few (if any) no deposit home loans available now, so some form of deposit for your home loan is required. If you have the ability to save for a higher deposit you will end up paying less over the life of your loan.

The second step in getting a home loan is to choose the right home loan to suit you. There are many different loans with different features available by many lenders. Some features you may consider are whether to have a fixed, variable or split interest rate home loan. Other things to consider are the type of loan you choose, from a ‘line of credit’ loan to offset account with your loan, all these options will depend on your individual set of circumstance.
Having a mortgage broker going through your needs will ensure you are matched with the best loan available. Contact through our contact page to speak with a broker that can help you with your next loan.

Obviously there are a lot of other things to consider during your property purchase. Whether you are in the Adelaide Hills, Adelaide CBD, Glenelg, Norwood, Prospect or any other area within the Adelaide Metropolitan area, will have a broker available to assist you.

How does help you with a loan for an Adelaide Hills property? will have a local Adelaide mortgage broker that knows the Adelaide Hills help you with all aspects of obtaining the right loan for you.
Whether it is your first time buying in the Adelaide Hills or looking to change from your current Adelaide Hills residence, will be able to assist you in your goals in obtaining the right property for you.
Contact us through our contact form available by clicking here.
To see what loans can assist with, please click here.

Adelaide Hills Background

The Adelaide Hills is a vast area with several well known suburbs such as Hahndorf, Lobethal, Mount Barker and Stirling to name a few. The population within the Adelaide Hills greater area is around 60,000 with Mount Barker the most populous region with some 29,000 residents. With Adelaide stretching north to south for about 90 kilometres, the Adelaide Hills is within 20km of the inner Adelaide suburbs.

The Adelaide Hills area has experienced a great amount of growth in the last 20 years. The Southern Area of the Adelaide Hills from Mount Osmond through to Mount Barker and beyond has experienced the most amount of growth with the upgrade of the South Eastern Freeway which has made commuting from the outer Adelaide Hills areas much easier.

There are a wide range of properties within the Adelaide Hills, from standard sized allotments close to amenities to acreage style properties. Finding the right home loan to suit the property type you are after is essential.

Deciding on which suburb/s you are interested in is key, with such a wide range of suburbs within the Adelaide Hills, focusing on a particular area that suits your lifestyle is the most important first step. Whilst your budget will dictate many times where you may be looking, ensuring that the area suits you is imperative, is suburb close to amenities you require regularly, is it close to schooling your kids need etc.

Below are some basic profile information on some key Adelaide Hills suburbs:
Mount Barker

Median Property Price: $415,000 * as at November 2016
Distance from Adelaide CBD: 34km
Population: 29,000
Mount Barker is the largest and fastest growing suburb in the Adelaide Hills. A vast number of shops and services are available directly within Mount Barker. There are three primary schools and four high schools within the Mount Barker area.
Mount Barker is ideal for commuter couples, young families and retirees. Mount Barker is an open semi-rural setting with many family friendly and lifestyle amenities.


Median Property Price: $700,000 * as at November 2016
Distance from Adelaide CBD: 16km
Population: 3,000
Stirling is considered one of the most prestigious suburbs in the Adelaide Hills. Being only 16kms from Adelaide CBD and just off the South Eastern Freeway it is one of the most accessible Adelaide Hills suburbs.
Stirling has many older style homes, from small cottages to large estate style homes.
The make up of residents within Stirling are predominantly older couples & families and established couples & families.


Median Property Price: $545,500 * as at November 2016
Distance from Adelaide CBD: 27km
Population: 2,500
Hahndorf is a suburb located off the South Eastern Freeway. There is a strong German influence in the area with many buildings with traditional ‘fachwerk’ architecture, this is due to many German migrants that settled in the area around 1838. There are also many German style restaurants and eateries on the main street.
Whilst there are many visitors throughout the year in Hahndorf, there are many quiet residential areas with a range of smaller allotment houses through to acreage properties.

Get in touch with through our contact page, call 1300 221 471 or via the form below to discuss your home loan today.


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